Wealth Craft Club Privacy Policy

Last Updated: August 13, 2025

1. Introduction

Welcome to Wealth Craft Club! We are committed to protecting your privacy. This Privacy Policy explains how Wealth Craft Club (referred to as "we", "us", or "our") collects, uses, and discloses your personal data when you use our website and services, including our online investing and trading courses. It also describes your rights regarding your personal data and how we comply with applicable data protection laws (including the EU General Data Protection Regulation – GDPR). By using our services, you agree to the collection and use of information as described in this Privacy Policy. If you do not agree with this policy, please refrain from using our website or services.

2. Who We Are (Data Controller)

Wealth Craft Club is an online education platform offering courses in investing and trading. For purposes of data protection law, Wealth Craft Club is the Data Controller of the personal data collected on this website (i.e., the organization responsible for deciding how and why your personal data is processed). We operate globally without a fixed physical business address; however, you can reach us with any questions or concerns at contact@wealthcraftclub.com.

3. Personal Data We Collect

We collect several types of personal information from you in order to provide and improve our services:

• Information You Provide Directly: When you register for a course, make a purchase, fill out a form, or contact us, you may provide personal data such as your name, email address, phone number, and account login credentials. For example, if you purchase one of our courses, we will collect information necessary to process the order (like your name and contact details). If you sign up for our newsletter or customer relationship management (CRM) communications, you may also provide your email or other contact information.
• Payment Information: If you make a purchase, payments are handled through third-party payment processors (such as PayPal). We do not collect or store your full credit/debit card details on our servers – your payment details are transmitted directly to PayPal (or any other chosen payment provider) for processing[1]. These payment processors are PCI-DSS compliant and handle your payment information securely on our behalf[1]. We may receive limited information from the payment provider to confirm the transaction (such as your name, email, billing address, and a confirmation that payment was completed). Please refer to PayPal’s Privacy Policy for more details on how they handle your data[2].
• Usage Data: When you visit our website or use our services, we automatically collect certain technical data about your device and how you interact with our site. This usage data may include information such as your device’s Internet Protocol (IP) address, browser type and version, the pages you visit on our site, the time and date of your visit, time spent on those pages, and other diagnostic data[3]. If you access our site via a mobile device, we might collect similar device information (e.g. your mobile OS, device ID, and mobile network info). This data helps us understand how our website is used and improve its performance.
• Cookies and Tracking Data: We use cookies and similar tracking technologies (like web beacons, pixels, and scripts) to track your activity on our website and collect additional data to help improve our services[4]. Cookies are small text files stored on your device that enable website features and preferences. For instance, we use cookies to remember your login status, to keep track of items in your cart, and to gather analytics data about site traffic. Some cookies are necessary for the website to function (e.g. for authentication and security), and others are optional analytics or preference cookies. You can instruct your browser to refuse all cookies or to alert you when a cookie is being set. However, please note that if you disable or reject cookies, some parts of our service may not function properly (for example, you might not be able to log in or use certain features)[5]. For more details on our use of cookies, see Section 5 below.
• Analytics Data: We use third-party analytics tools to collect information about how visitors find and use our site. In particular, we utilize Google Analytics 4 (GA4) and Google Search Console:
• Google Analytics: Google Analytics is a web analytics service provided by Google that uses cookies and similar technologies to track and report website traffic. Google collects data about your interactions with our site (such as pages visited, clicks, and other usage data) and uses this data to analyze how our website is used[6]. The information generated by Google Analytics cookies about your use of our site may be transmitted to and stored by Google on servers outside your country. Google may also use the collected data for its own purposes, such as improving its services and providing personalized advertising in its network[6]. We have enabled settings in Google Analytics to respect privacy best practices (for example, IP anonymization for users in regions where required). We use the insights from Google Analytics to improve our website content, marketing efforts, and user experience. Opt-Out: If you prefer not to be tracked by Google Analytics, Google provides an opt-out browser add-on that you can install. This add-on prevents Google Analytics from collecting information about your visits on any site that uses GA scripts[7]. You can learn more about Google’s privacy practices on the Google Privacy & Terms webpage[8].
• Google Search Console: We use Google Search Console to monitor our website’s performance in Google Search results. This tool provides us with aggregated, non-personally identifiable data such as search queries that led to our site and overall traffic volume. Importantly, Google Search Console does not collect personal information from you directly; it only provides us insights to help optimize our site’s visibility on search engines. We use this information to improve our content and SEO (search engine optimization).
• Customer Relationship Management (CRM) Data: We use a CRM platform (for example, GoHighLevel) to manage communications with our students and prospective customers. If you provide us your contact details (such as by filling out a form to download a resource or to request more information), that information may be stored in our CRM. This helps us keep track of inquiries, send you requested information, and follow up on your needs. Our CRM may record your name, email, phone number, and the nature of your inquiry or your course enrollment status. We ensure that any CRM service we use is compliant with applicable data protection laws and that it only processes your data under our instructions and for our specified purposes.

Note: We do not collect any special categories of personal data (such as sensitive information about health, race, religious beliefs, etc.) as part of our normal business. Our website is focused on financial education, and we only seek the information necessary to provide you with our services and to run our business effectively.

4. How We Use Your Personal Data

We use your personal data for the following purposes:

• To Provide and Maintain Our Service: We process your personal information to deliver the products and services you have requested – for example, to create and administer your user account, to enroll you in online courses, and to provide you with the educational content. This also includes using your data to manage your access to the courses and to monitor the usage of our service (for instance, tracking course progress or ensuring compliance with our Terms of Service).
• To Process Transactions: When you purchase a course or other paid service, we use your personal data to handle billing and payments. This involves sharing necessary information with our third-party payment processor (PayPal) to charge your payment method and confirm payment[1]. As noted, we ourselves do not store your card details – we rely on secure payment providers to process your payments in compliance with industry security standards[1].
• To Communicate with You: We may use your contact information (email address, phone number) to send you important administrative or service-related communications. This includes, for example, sending you enrollment confirmations, receipts or invoices, updates about course content, changes to our terms or policies, or technical/security notices. We may also respond to you if you contact us with a question or request.
• To Provide Customer Support: If you reach out for help or have inquiries, we will use your information (like your contact info and any details you provided in your request) to assist you and resolve any issues.
• For Marketing & Newsletters (with Consent): If you explicitly subscribe to our newsletter or request marketing communications, we will use your email to send you news, special offers, or promotional materials about our new courses or related services that we think may interest you. We will only send you marketing emails if you have given consent (for example, by opting in to receive newsletters), or if you are an existing customer where applicable laws allow us to send you information about similar products. You always have the option to opt out of marketing communications at any time (each marketing email will include an “unsubscribe” link, and you can also contact us directly to be removed from our mailing list).
• For Analytics and Improvements: As described, we use data (including usage data and analytics data) to understand how our services are used. This helps us troubleshoot problems, perform data analysis, test new features, and improve the quality and content of our courses and website. For instance, understanding which pages or course modules are most visited can guide us in enhancing our platform. We may also use feedback you provide to improve our offerings.
• For Security and Fraud Prevention: We may process personal data as necessary to maintain the security of our website, services, and users – for example, monitoring login activity to detect suspicious behavior, using information to prevent fraud, piracy, or other misuse of our services, and enforcing our Terms and policies.
• To Comply with Legal Obligations: Some personal data is processed because we are legally required to do so. For example, we may keep transaction records for accounting and tax purposes, or we might need to disclose information in response to valid requests from public authorities (such as court orders) – see Section 7 on data disclosure. We will also use your data to comply with any applicable laws and regulations regarding data protection.

We will not use your personal data for purposes that are incompatible with the above, and we do not engage in any automated decision-making or profiling that produces legal effects for you without human involvement (such as credit decisions or employment screening) in the context of our services.

5. Cookies and Tracking Technologies

As noted above, our website uses cookies and similar tracking technologies to provide and enhance our services. Here is more detail on how we use these technologies:

• Types of Cookies: We use both session cookies (which are temporary and deleted when you close your browser) and persistent cookies (which remain on your device for a set period or until you delete them). Some cookies are placed by us (first-party cookies) and others may be placed by third parties (third-party cookies) when you visit our site, such as Google Analytics cookies.
• Necessary Cookies: These cookies are essential for the operation of our website and enabling core functionality. For example, they help authenticate users, keep you logged into your account, and prevent fraudulent use of user accounts. Without these cookies, certain services or features (like course login or shopping cart) may not be provided[9]. We only use necessary cookies to deliver the services you explicitly request.
• Preference/Functional Cookies: These cookies allow our site to remember choices you make to provide a more personalized experience. For instance, they may remember your site language or other preferences so you don’t have to re-enter them each time[10][11].
• Analytics/Performance Cookies: These cookies are used to collect information about how visitors use our website (pages visited, traffic sources, time spent, etc.)[12]. The data collected is typically aggregated and pseudonymous. We use this information to understand user behavior and improve our website’s performance and design. For example, Google Analytics cookies (_ga, _gid, etc.) help us distinguish unique users and sessions and see overall site metrics. The information these cookies collect may identify your browser or device over time (via a unique ID), but not you personally by name[13]. We treat these as “non-essential” cookies, which will be used only with your consent where required by law.
• Why We Use Cookies: Overall, we use cookies to remember user preferences, facilitate navigation, display content properly, enable certain features, and gather analytics data about user interactions. Cookies help us provide a smooth and tailored experience (for example, avoiding the need for you to log in repeatedly or re-enter preferences each time). They also help us see what content is popular and where we can make improvements.
• Your Choices: When you first visit our site from certain regions (like the EU/EEA), you will be presented with a cookie notice or banner. We will not set non-essential cookies (such as analytics or marketing cookies) unless you opt in or give consent, in accordance with applicable law (e.g., the EU ePrivacy Directive requirements). You have the right to choose which cookies you accept or reject. Even after consenting, you can always manage or delete cookies through your browser settings. As mentioned, you can set your browser to refuse all cookies or to alert you when cookies are being used. Please be aware that if you disable strictly necessary cookies, portions of our site (like logging into your course account or processing an order) may not work properly[5]. For analytics cookies like Google Analytics, you can also use Google’s own opt-out mechanisms (such as the GA opt-out browser add-on) if you do not want analytics tracking[7].
• Do-Not-Track Signals: Some browsers offer a “Do Not Track” (DNT) feature that, when enabled, sends a signal to websites to request that your browsing not be tracked. Currently, our website does not respond to DNT signals because there is no standard interpretation or practice for DNT. We will treat any DNT signal as if you had not consented to non-essential cookies, but we cannot guarantee that third-party services we use (like Google Analytics) will recognize or honor DNT. We will monitor developments around DNT and may update our practices if a clear standard emerges.

For more detailed information about the specific cookies used on our site (and their lifespans and purposes), or to change your cookie preferences, please refer to our Cookies Policy or the cookie settings tool on our website (if available). If you have any questions about our use of cookies, feel free to contact us.

6. Legal Bases for Processing (GDPR Compliance)

If you are located in the European Economic Area (EEA), United Kingdom, or another jurisdiction with data protection laws requiring a legal justification for processing personal data, we rely on the following legal bases for processing your information:

• Contractual Necessity: When we need your personal data to perform a contract with you, we process it on this basis. For example, when you purchase a course or register an account, we must process your name, email, and payment information to fulfill our agreement with you (to provide the course and related services)[14]. If you refuse to provide such necessary data, we may not be able to deliver the service requested.
• Consent: In cases where we ask for your consent, we will process your data only if you have given clear affirmative consent for a specific purpose[14]. For instance, we rely on consent to send marketing emails to users who are not already our customers, or to use certain analytics cookies as described above. You have the right to withdraw your consent at any time (see Section 11 on Your Rights), and we will stop the processing that was based on consent once you opt out. Withdrawal of consent does not affect the lawfulness of processing that occurred prior to the withdrawal.
• Legal Obligation: We process personal data when necessary for compliance with a legal obligation to which we are subject[15]. This includes obligations under financial, tax, or other laws – for example, retaining transaction records for tax auditing, or providing information to authorities if lawfully required. We will only disclose the data that is necessary to fulfill our legal obligations (see also Section 8 on Disclosure).
• Legitimate Interests: We may process your personal data where it is in our legitimate interests (or those of a third party) to do so, and where these interests are not overridden by your data protection rights[16]. We have carefully considered and balanced our interests against your privacy. For example, it is in our legitimate interest to collect certain analytics data to improve our website and services, to prevent fraud and secure our platform, and to market our services to existing customers. When we rely on legitimate interests, we ensure our processing is proportional and respects your privacy rights. You have the right to object to processing based on legitimate interests in certain cases (see Section 11 on Your Rights).

(Additional bases that are less likely to apply: In rare circumstances, we may need to process data to protect someone’s vital interests (e.g., if there is an immediate risk of serious harm) or for tasks carried out in the public interest. These bases are mentioned for completeness, but generally, our processing will fall under the specific bases listed above.)

If you have questions about the specific legal basis applicable to a particular processing activity, feel free to contact us. We will gladly help clarify how and why your data is processed on a given basis[17].

7. Disclosure of Your Personal Data

We treat your personal data with care and confidentiality. We do not sell or rent your personal information to third parties. However, in certain circumstances, we share your data with others as needed to run our business or as required by law. The categories of recipients include:

• Service Providers (Processors): We employ trusted third-party companies and individuals to perform functions on our behalf – collectively “Service Providers”. These include IT hosting companies, email delivery services, analytics providers, payment processors, customer support tools, and CRM platform providers (like our GoHighLevel CRM). Such parties process your data only under our instructions and for the purposes we specify, and they are obligated not to disclose or use it for any other purpose[18]. For example:
• Payment Processing: As noted, we use PayPal to process payments. When you make a purchase, relevant billing information and order details will be shared with PayPal to charge your chosen payment method and complete the transaction. PayPal processes your data in accordance with their privacy policy and applicable data protection standards[1]. We ensure that any payment provider we use is PCI-DSS compliant and employs strong security measures to protect your payment data[1].
• Analytics: We share usage data (via cookies and tracking scripts) with Google Analytics, which acts as a data processor to provide us with website analytics services. Google may process this data on servers outside your country (see Section 9 on International Transfers) and may use some data for its own purposes as described in Google’s privacy policy. We have configured Google Analytics in compliance with GDPR to the extent possible (including offering you opt-outs).
• CRM & Email Services: We may use our CRM (GoHighLevel) or email marketing services to store your contact details and send communications. These providers will handle your data (like your name and email) solely to send out emails/newsletters or manage our interactions with you. They are not allowed to use your data for their own marketing.
• Other Vendors: If we use additional third-party services such as cloud hosting (to store our website data and databases) or customer support chat software, those providers may have access to personal data (for example, data may be stored on their servers). We require all service providers to have appropriate security and privacy practices. They will only get access to the information necessary for their function (principle of data minimization).

We maintain contracts (Data Processing Addendums, DPAs) with our service providers to ensure they protect your data. Our service providers must implement adequate technical and organizational measures to safeguard personal information and must process it in compliance with applicable privacy laws. They cannot use your data for their own purposes, and must return or delete it after our engagement ends or upon our instruction[18].

• Business Transfers: If Wealth Craft Club undergoes a business transition such as a merger, acquisition by another company, or sale of all or a portion of our assets, your personal data may be transferred to the new owner as part of that transaction[19]. In such cases, we will ensure that the successor entity is bound by terms substantially consistent with this Privacy Policy with respect to your personal data. We will also notify you (for example, via email or a prominent notice on our site) of any change in ownership or new uses of your personal information, and if required, obtain your consent for such new uses.
• Legal Obligations and Protection of Rights: We may disclose your personal data when required to do so by law, or in response to valid requests by public authorities (such as a court order, subpoena, or government demand)[20]. Additionally, we may disclose personal data in the good faith belief that such action is necessary to:
  a) Comply with a legal obligation or regulatory requirement;
  b) Protect and defend the rights or property of Wealth Craft Club (including enforcing our agreements and terms);
  c) Prevent or investigate possible wrongdoing, fraud, or security issues in connection with our services;
  d) Protect the personal safety of our users, customers, or the public; or
  e) Protect against legal liability (such as handling disputes or legal claims)[21].

In all such cases, we will only disclose the minimum data necessary and will ensure any request is legally valid.

• With Your Consent: There may be situations where you request us to share your information or you consent to our doing so. In such cases, we will share your data as instructed. For example, if you ask us to connect with a partner or you make a public testimonial or comment that you expect to be shared, we will share data with your explicit consent or at your direction.

We want to reassure you that outside of the scenarios above, your personal information will not be shared with third parties. In particular, we do not sell personal data to marketers or other unrelated parties. If we ever need to share your data in a new way not covered by this Privacy Policy, we will notify you and, if required, obtain your permission.

8. International Data Transfers

Wealth Craft Club is based online and our users are located around the world. Consequently, the personal data we collect may be transferred to and stored in countries other than your own, including countries outside the European Economic Area (EEA). For instance, our website servers or service providers (like Google, PayPal, or our CRM) might be located in the United States or other jurisdictions that have different data protection laws than your country.

Data Location: Your information, including personal data, may be processed on servers located in multiple countries. For example, if you are in the EU, your personal data could be transferred to and stored on servers in the United States (where Google and PayPal have data centers), or other countries where our third-party providers operate[22]. In these locations, the privacy laws may not be as protective as those in your jurisdiction. However, regardless of where your data is processed, we will take steps to ensure that your personal information remains adequately protected.

GDPR Safeguards: Whenever we transfer personal data out of the EEA (or UK/Switzerland, as applicable), we will ensure that adequate safeguards are in place as required by GDPR to protect the data. These safeguards may include:

• Relying on the European Commission’s Standard Contractual Clauses (SCCs) in contracts with the recipient of the data. The SCCs are standardized contractual provisions that impose data protection obligations on the recipient, and they lawfully allow the transfer of data outside the EEA[23]. In other words, we sign agreements that require the foreign recipient to uphold GDPR-level privacy protections for your data.
• In some cases, the country to which we transfer data may have an “adequacy decision” from the EU Commission (meaning the EU has determined that country’s laws offer sufficient data protection). For example, transfers to certain countries, or to U.S. companies certified under the EU-U.S. Data Privacy Framework (if applicable), can be done on the basis of such adequacy decisions.
• We may also rely on other permitted data transfer mechanisms under GDPR, such as your explicit consent (if you are informed of the risks), or transfers necessary to perform a contract with you (e.g., if you are located outside the EEA and we need to send data to you, or you use our services while abroad).

Our Commitment: We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy when it is transferred internationally. We will not transfer your personal data to an organization or a country unless appropriate controls are in place to protect your information, including the security of your data and other personal information[24]. This means we carefully vet our service providers and require that they implement strong data protection measures.

Your Acknowledgement: By using our website or services or by submitting your personal information to us, you acknowledge that your data may be transferred to and processed in countries outside your country of residence. We understand this can have privacy implications, so if you have any questions about our data transfer practices or want to know more about the safeguards in place, please contact us (see Section 13). We can provide you with further information or a copy of the relevant safeguards (such as SCCs) upon request.

9. Data Retention

We will retain your personal data only for as long as necessary to fulfill the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements[25].

• For example, we will keep your account information and profile as long as you maintain an account with us. If you decide to close your account or if you haven’t used your account for an extended period, we may delete or anonymize your personal data after a reasonable period, unless we need to retain it longer (e.g., to comply with legal obligations or to resolve disputes).
• We retain transaction records and invoices for at least the minimum period required by tax and financial laws. This often means we keep purchase and payment records for 7 years (or as required by the relevant jurisdiction’s law) to comply with auditing requirements.
• If you have subscribed to our marketing communications, we will retain your contact details for as long as you remain subscribed. If you opt out or unsubscribe, we will remove you from the mailing list promptly, but may keep a record of your request to ensure we don’t send you further communications.
• Usage Data (analytics data) is generally retained for a shorter period. Google Analytics data, for instance, might be retained for a period (e.g., 14 months or as configured) and then automatically deleted or aggregated. We use analytics data primarily for trend analysis; it is not kept longer than necessary for that purpose. We may retain aggregated or anonymized analytics data (which no longer can identify any individual) indefinitely, as it no longer constitutes personal data.
• We may retain data to resolve disputes or enforce our agreements. For instance, if you have a dispute with us or if we reasonably believe there is a prospect of litigation relating to your personal data or use of our services, we may retain the relevant information until the issue is resolved.
• In some cases, even if you delete your account or we anonymize your data, residual copies might remain in our backup systems for a brief period until those backups are cycled out – but we have processes to eventually purge data from backups as well, or to isolate it from active use.

In summary, we retain and use your Personal Data only as long as necessary for the purposes described in this policy, and as required to comply with our legal obligations (for example, keeping certain records), resolve any disputes, and enforce our agreements[25]. When we have no ongoing legitimate need or legal requirement to process your personal information, we will either delete it or anonymize it so that it can no longer be associated with you. If deletion or anonymization is not immediately possible (for example, the data is stored in backup archives), then we will securely store your data and isolate it from any further processing until deletion is possible.

10. Data Security

We take the security of your personal data very seriously. We implement a variety of technical and organizational measures to protect your information from unauthorized access, alteration, disclosure, or destruction. These measures include encryption of data in transit (SSL/TLS on our website), access controls to our databases, regular security assessments, and employee training on data protection. We also choose reputable service providers that follow strong security standards.

However, please note that no method of transmission over the Internet or method of electronic storage is 100% secure[26]. While we strive to use commercially acceptable means to protect your personal data, we cannot guarantee absolute security of information. For example, email communications might not be fully secure if there’s no encryption end-to-end, and there is always some risk inherent in transmitting information online. You share and transmit data at your own risk.

If we ever experience a data breach that poses a significant risk to your rights and freedoms, we will notify you and the relevant supervisory authority as required by law. We have a data breach response plan in place to handle such situations.

Account Security: If you create an account on our platform, you are responsible for keeping your login credentials (username and password) confidential. Please choose a strong password and do not share it with others. If you believe your account has been compromised, contact us immediately so we can help secure your account.

We continue to enhance our security procedures as new technologies and best practices emerge, and we regularly review our security measures to ensure your data is handled safely.

11. Your Rights and Choices (GDPR and Similar Laws)

Depending on your jurisdiction (especially if you are in the European Union, EEA, UK, or certain other regions), you have certain rights regarding your personal data. Wealth Craft Club is committed to honoring these rights and has processes in place to enable you to exercise them. These rights include:

• Right to Access: You have the right to request confirmation of whether we are processing personal data about you, and if so, to request a copy of the personal data we hold about you, as well as information about how we use it[27]. This is commonly known as a “Data Subject Access Request.” We will provide you with a copy of your data in a commonly used electronic format, unless you request otherwise. (For EU residents, this right is provided under Article 15 GDPR.)
• Right to Rectification: If any of your personal data that we have is inaccurate or incomplete, you have the right to request that we correct or update it[28]. For example, if you change your email address or find that we have misspelled your name, you can ask us to fix it. We strive to keep your information accurate and will act on such requests promptly.
• Right to Erasure: Also known as the “Right to be Forgotten,” you can ask us to delete or remove your personal data in certain circumstances[29]. For instance, if the data we collected is no longer necessary for its original purpose, or if you have withdrawn your consent and we have no other legal basis to keep processing your data, or if we processed your data unlawfully, you can request erasure. We will also take reasonable steps to inform any third-party processors to whom we’ve disclosed your data, if any, about your deletion request (unless this is impossible or involves disproportionate effort). Do note that this right is not absolute – sometimes we have to retain certain information to comply with legal obligations or to establish, exercise, or defend legal claims.
• Right to Restrict Processing: You have the right to request that we limit the processing of your personal data under certain conditions. This means we would store your data but not actively process it (beyond storing it) until the restriction is lifted. You can exercise this right, for example, if you contest the accuracy of the data (for a period enabling us to verify it), or if you object to processing based on legitimate interests (while we evaluate your objection), or if processing is unlawful but you prefer restriction over deletion, or if we no longer need the data but you need us to keep it for legal claims. When processing is restricted, we will mark the data as restricted and only process it with your consent or for legal reasons.
• Right to Data Portability: For personal data that you have provided to us and that we process by automated means based on your consent or on a contract with you, you have the right to request a copy of that data in a structured, commonly used, and machine-readable format, and you have the right to transmit that data to another controller (for example, to another service provider) where technically feasible[30]. This right allows you to easily move, copy, or transfer your personal data from one IT environment to another in a safe and secure way, without hindrance to usability.
• Right to Object: You have the right to object to our processing of your personal data in certain situations. Notably, if we are processing your data based on legitimate interests, you can object to that processing and we will consider your objection. We will then stop processing the data unless we have compelling legitimate grounds to continue that override your interests, rights, and freedoms, or unless we need to continue processing for the establishment, exercise, or defense of legal claims[31]. You also have an absolute right to object to direct marketing – if we are sending you marketing emails or other direct marketing communications, you can opt out at any time and we will stop using your data for that purpose[31] (this includes profiling related to direct marketing). There is no exception to the direct marketing objection; once you object, we will cease marketing to you.
• Right to Withdraw Consent: If we are processing your personal data based on your consent, you have the right to withdraw that consent at any time[32]. This will not affect the lawfulness of any processing we conducted prior to your withdrawal, but it will mean that we stop the specific processing that was based on consent. For example, if you consented to receive newsletters, you can unsubscribe (withdraw consent) and we will stop sending them. If you consented to optional cookies, you can change your cookie settings to withdraw consent for those, and we will stop using them. Withdrawing consent will not affect other processing bases; for instance, if you withdraw consent for marketing emails, we may still process your email address as needed to fulfill a contract with you (like sending course-related emails) or as required by law.
• Right not to be subject to Automated Decision-Making: We do not engage in solely automated decision-making (without human involvement) that produces legal or similarly significant effects on you. However, you have the right not to be subject to a decision based solely on automated processing, including profiling, which produces legal effects concerning you or similarly significantly affects you, unless it is necessary for entering into or performing a contract, is authorized by law, or you have given your explicit consent. In any case, you would have the right to obtain human intervention, to express your point of view, and to contest the decision.
• Right to Complaint: If you believe that we have infringed your data protection rights or if you are dissatisfied with how we have handled your personal information, you have the right to lodge a complaint with a supervisory authority (such as a Data Protection Authority) in your country[33]. For example, EU/EEA residents can contact the Data Protection Authority in their country of residence, or the lead authority in the country where we might have an establishment (if applicable). For UK residents, you can contact the Information Commissioner’s Office (ICO). For Swiss residents, the Federal Data Protection and Information Commissioner (FDPIC). We would appreciate the chance to address your concerns before you approach a regulator, so we kindly ask that you consider raising any issue with us first, and we will do our best to resolve it.

These rights are subject to certain legal limits and exceptions. To exercise any of these rights, please contact us at contact@wealthcraftclub.com with your request. We may need to verify your identity before fulfilling the request (to ensure we do not disclose data to the wrong person)[34]. We will respond to your request as soon as possible and in any event within the timeframe required by law (typically within one month for GDPR, extendable by another two months if necessary, depending on complexity and number of requests). There is generally no fee for exercising your rights, unless the requests are manifestly unfounded or excessive (in which case we may charge a reasonable fee or refuse the request, but we will provide our reasoning).

We commit to respecting your rights and ensuring your personal data is handled in accordance with applicable law. If you have any questions about these rights or need assistance, don’t hesitate to reach out to us.

12. Children’s Privacy

Our services are not directed to children, and we do not knowingly collect personal information from individuals under the age of 13 (and in certain jurisdictions, under the age required for parental consent, which can be up to 16)[35]. The content of our website (investing and trading education) is intended for adults and we expect that anyone enrolling in our courses is at least 18 years old or the age of majority in their jurisdiction.

If you are a parent or guardian and you believe that your child (under the relevant age) has provided us with personal data, please contact us immediately. If we become aware that we have inadvertently collected personal data from a child under 13 without verifiable parental consent (or under the applicable age of consent in your region), we will take prompt steps to delete that information from our servers[36]. We may also take steps to block that child from accessing our services in the future, if appropriate.

We do not knowingly target or solicit data from children. If our services require collecting personal data from users between 13 and 18 years of age (for example, a teenager interested in financial courses), we may implement measures to limit the data collection and use for such users, and in some cases may require parental consent before the minor can access certain features. However, as a general policy, we prefer not to have minors using our platform due to the nature of our content.

If you are under the age of 18, please do not use this site or provide any personal information without permission from your parent or guardian. If you are a parent and have any concerns about your child’s personal data in relation to our services, please reach out to us.

13. Links to Other Websites

Our website or communications may contain links to third-party websites or services (for example, payment gateways like PayPal, or references to external resources, or our social media pages). Please note that if you click on a third-party link, you will be directed to a site that is not operated by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

We strongly encourage you to review the privacy policy of every external site you visit or service you interact with. For instance, if you are redirected to PayPal to complete a payment, make sure to read PayPal’s Privacy Policy to understand how your data will be handled by them. This Privacy Policy applies solely to Wealth Craft Club’s website and services; it does not apply to any third-party services.

We are not responsible for the data practices of any third party outside our control, and your use of those sites is subject to their own terms and policies. However, if you have feedback about any third-party sites we link to (for example, if a link is broken or the other site appears suspicious), we’d appreciate you letting us know so we can take action if necessary.

14. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technologies, legal requirements, or for other operational reasons. If we make changes, we will post the updated policy on this page and update the "Last Updated" date at the top. Any changes are effective when we post the revised Privacy Policy on the website. We will also take additional steps to inform you of significant changes: for example, we might notify you via email (if we have your email on file) or display a prominent notice on our site prior to or upon the change becoming effective.

We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information. If we make a material change to how we collect or use personal data, we will obtain any necessary consent as required by law.

Your continued use of our website or services after any modifications to this Privacy Policy will signify your acknowledgment of the changes and your agreement to be bound by the updated policy. If you do not agree with any changes, you should discontinue use of our services and inform us of your concerns.

15. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or your personal data, please do not hesitate to contact us:

• Email: contact@wealthcraftclub.com

This is the primary way to reach our data protection contact. We will endeavor to respond to your inquiry promptly and address any issues you have.

(If you are in the EU/EEA or UK and prefer to contact a representative or our Data Protection Officer (if one is appointed), please include that in your email request and we will provide you with the appropriate contact information if applicable.)

Your privacy is important to us. Thank you for trusting Wealth Craft Club with your personal data. We are dedicated to keeping that trust and will continuously work to protect your privacy.

[1] [2] [3] [4] [5] [6] [7] [8] [9] [10] [11] [12] [13] [14] [15] [16] [17] [18] [19] [20] [21] [22] [24] [25] [26] [27] [28] [29] [30] [31] [32] [33] [34] [35] [36] Privacy Policy | Transpire Training

https://www.transpiretraining.com/privacy-policy

[23] Standard Contractual Clauses (SCCs), a complete guide - iubenda help

https://www.iubenda.com/en/help/107560-standard-contractual-clauses

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