Wealth Craft Club Terms and Conditions
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Welcome to Wealth Craft Club. These Terms and Conditions (the "Terms") govern your access to and use of the Wealth Craft Club website (the "Site") and any courses, content, or services provided through it. By accessing the Site or purchasing/using any Wealth Craft Club course, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our Site or services.
Agreement to the Terms
By creating an account or using our Site and services, you acknowledge that you have read, understood, and agree to comply with these Terms and any policies referenced herein. This agreement is a legally binding contract between you and Wealth Craft Club. If you do not agree, please refrain from using the Site or any Wealth Craft Club services. We reserve the right to update or modify these Terms at any time, and such changes will be effective upon posting on our Site. It is your responsibility to review the Terms periodically. Your continued use of the Site after any changes signifies your acceptance of the updated Terms.
User Eligibility and Account Responsibilities
- Eligibility: You must be at least 18 years old (or the age of majority in your jurisdiction) to create an account and purchase courses on Wealth Craft Club. By registering an account, you represent that you meet this age requirement and have the legal capacity to enter into this agreement. If you are under the age of majority, you may use our services only with involvement and consent of a parent or legal guardian.
- Account Registration: When you create an account, you agree to provide truthful, accurate, and complete information during the registration process and to keep that information up-to-date. Each user may only create one account, and the account is personal to you. You are not allowed to create an account using false identity information or on behalf of someone else.
- Account Security: You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. Do not share your username or password with others. If you suspect any unauthorized use of your account or a security breach, you must promptly notify us. Wealth Craft Club will not be liable for any loss or damage arising from your failure to safeguard your account credentials.
- Account Use: You agree to use your account solely for your personal use and not to allow any other person to access the courses or content through your account. You are responsible for all usage of our Site and courses under your account, whether or not authorized by you. Wealth Craft Club reserves the right to suspend or terminate your account if any information provided during registration is false or if you violate these Terms in any manner.
Course Access and Intellectual Property Rights
Upon purchase of a course, Wealth Craft Club grants you a personal, limited, non-transferable, non-exclusive license to access and use the course materials via our proprietary website for your own personal, non-commercial educational purposes[1]. This means that you may view and use the content for your learning, but you do not obtain any ownership or intellectual property rights in the course content. All videos, text, graphics, downloads, and other materials provided in our courses are the exclusive intellectual property of Wealth Craft Club or our content providers and are protected by copyright, trademark, and other intellectual property laws. Enrolling in a course does not transfer any ownership of the content to you ā Wealth Craft Club retains all rights, title, and interest in and to the content and the Site.
By accessing our courses, you agree not to do any of the following:
- Copy or Reproduce: You must not copy, download, screen-record, or reproduce the course lessons or materials (in whole or in part) except for your own personal use as allowed by the functionality of the platform.
- Share or Distribute: You must not share your access credentials with others or distribute, transmit, publish, or broadcast any course content to any third party without our prior written consent. Reselling, lending, or giving away course materials or your account access is strictly prohibited. The courses are for individual, registered users only and are non-transferable[2].
- Derivatives: You must not modify, translate, or create derivative works based on the course content. Any derivative works or adaptations of our content are also the property of Wealth Craft Club.
- Intellectual Property Notices: You must not remove, obscure, or alter any proprietary notices (e.g., watermark, copyright or trademark symbols) present in the course content.
Any use of the course content beyond the scope of the limited license granted (such as commercial use or sharing with non-registered individuals) is a breach of these Terms and may result in suspension or termination of your account and legal action. We reserve the right to terminate or revoke your access to course materials if you violate the intellectual property rights or usage restrictions described here. You understand that unauthorized use of our course content is not permitted and that Wealth Craft Club will enforce its intellectual property rights to the full extent of the law.
Payment Terms and Conditions
Course Fees: All courses are sold on a one-time fee basis. The price for each course is listed on our Site, in U.S. dollars (unless otherwise stated). By purchasing a course, you agree to pay the advertised one-time fee for that course. All fees must be paid in full before you will be granted access to the course content[3]. We reserve the right to change the pricing for any future course offerings or new content; however, the price agreed at the time of your purchase will remain the price for that transaction (price changes will not be applied retroactively to courses you have already purchased).
Payment Process: Payments are processed securely via our Siteās designated payment processor. You must provide a valid payment method (such as a credit/debit card or other accepted payment method) and you authorize Wealth Craft Club (or our third-party payment processor) to charge your provided payment method for the total amount of your purchase. You are responsible for any applicable taxes or transaction fees (if not included in the course price) related to your purchase, based on your billing information.
No Recurring Charges: Since courses are sold on a one-time purchase basis and not as ongoing subscriptions, you will not be charged on a recurring or subscription basis for course access. Each course purchase is a separate, one-time transaction. If we ever offer additional services or subscription-based offerings in the future, those will be subject to separate terms and your explicit enrollment.
Declined Payments: If your payment method is declined or if your payment is otherwise not successfully processed, your order will not be completed and you will not receive access to the course. It is your responsibility to ensure that you provide up-to-date billing information and sufficient funds or credit for the transaction. Wealth Craft Club is not responsible for any fees or charges your bank or card issuer may apply for failed or unauthorized transactions.
By completing a purchase, you agree that you are authorized to use the payment method provided and that you will not initiate any chargeback without first contacting us to resolve any issue. In case of any billing errors or questions about charges, please contact us at our support email so we can assist you.
Restrictions on Use
When using the Wealth Craft Club Site and courses, you agree to use our services lawfully and respectfully. In addition to the restrictions on content sharing stated above, you expressly agree that you will not:
- Resell or Unauthorized Sharing: Resell, rent, lease, loan, sublicense, or otherwise transfer your access to the course or any course materials to any third party. You must not share course videos or materials on any file-sharing platform, social media, or other websites. Our courses are for your personal use only and any form of redistribution is prohibited[4].
- Circumvent Access Controls: Attempt to bypass, disable, or interfere with any security or digital rights management measures on the Site. This includes not attempting to access the course content by any means other than the official Wealth Craft Club platform interface, and not attempting to access content you have not paid for.
- Prohibited Conduct: Use the Site or content for any illegal or unauthorized purpose. You agree not to engage in any fraudulent behavior, harassment of other users or instructors, or any activity that could harm or impair the functioning of our website. You must not upload or transmit any malicious code, viruses, or anything that could disrupt or interfere with our Siteās operation.
- Intellectual Property Misuse: Copy or use the Wealth Craft Club name, logos, trademarks, or any of our intellectual property except as expressly allowed by us. You may not use our content to create a competitive or similar service, or use our course materials to conduct your own courses/seminars without permission.
- Data Mining or Reverse Engineering: You must not scrape, data-mine, robot, or use any automated system to access the Site or extract usersā data or course content. You are also prohibited from reverse engineering, decompiling, or otherwise attempting to extract the source code of any software or technology used on our Site.
Violation of any of the above restrictions is considered a material breach of these Terms. Wealth Craft Club reserves the right to suspend or terminate your account and access to our services immediately without notice or refund if you violate these restrictions or any other provision of these Terms. Furthermore, engaging in prohibited use may also subject you to civil liability or criminal penalties under applicable law. We may investigate and take legal action against users who violate these Terms to the fullest extent permitted by law.
No Refund Policy
All Sales Are Final. By purchasing a course from Wealth Craft Club, you acknowledge and agree that all fees are non-refundable. Due to the digital nature of our products (online courses and content), once you have been granted access to the course materials, we cannot offer refunds, cancellations, or money-back guarantees. This no-refund policy applies to all courses, without exception. Digital products are generally not returnable, and it is industry standard that purchases of digital content are treated as final sales[5].
We strongly encourage you to review the course description, curriculum, and any sample materials (if available) before making a purchase to ensure that the course meets your needs. If you are unsure about a course, feel free to contact us with any questions before you buy it. By completing a purchase, you are confirming that you have carefully considered your decision and that you agree to this no-refund policy.
Chargebacks and Payment Disputes: Because we have clearly stated our no-refund policy, any attempt to initiate a chargeback with your credit card provider or bank after receiving access to the course will be considered a violation of these Terms. We reserve the right to dispute unjustified chargebacks and to terminate your account access if a chargeback is initiated after you have gained access to the purchased course. However, if you experience any technical issues or extraordinary circumstances that you believe justify a refund, please contact us at our support email. While refunds are not generally provided, we are willing to review exceptional cases at our sole discretion. Any decision to provide a refund or credit in an individual case does not waive this no-refund policy for future transactions.
Consumer Law Notice: We understand that certain jurisdictions may have consumer protection laws that provide for refunds or cancellation rights (for example, laws regarding digital content or distance selling). Where such laws are applicable and not waivable by agreement, Wealth Craft Club will abide by the requirements of those laws. Otherwise, this no-refund policy will apply to the fullest extent permitted by law.
Disclaimers and Limitation of Liability
Educational Purposes Only: All courses and content provided by Wealth Craft Club are for educational and informational purposes only. Nothing in our courses constitutes professional financial advice or investment advice. Wealth Craft Club and its instructors are not investment advisors, brokers, or financial planners. The information presented is general in nature and may not be appropriate or sufficient for your specific financial situation. You are solely responsible for any investment or financial decisions you make after consuming our content. Always exercise due diligence and consider seeking advice from a qualified financial professional before making any investment decisions. Our content is provided āas isā without any guarantees of accuracy or suitability to your particular needs[6].
No Guarantees of Results: Wealth Craft Club makes no promises or guarantees about the outcome of applying the knowledge or strategies taught in our courses. Any testimonials or examples of results achieved by other students are not guarantees that you will achieve the same results. Investing and trading inherently involve risk, and your success will depend on many factors including your skill, experience, financial situation, risk tolerance, and market conditions. We do not guarantee any particular financial results or profit. You acknowledge that any investment activities carry the risk of loss, and you may lose money. Wealth Craft Club specifically disclaims responsibility for any investment losses or damages incurred by you in connection with your use of the course materials[7]. Use of our content is at your own risk.
No Warranties: To the fullest extent permitted by law, Wealth Craft Club disclaims all warranties, express or implied, in connection with the Site, the courses, and your use thereof. We do not warrant that the content is accurate, complete, or up-to-date, or that your access to the Site will be uninterrupted or error-free. We also do not warrant that any particular results or outcomes will be achieved by using our courses[8]. All information and services are provided on an "as-is" and "as-available" basis. Any reliance you place on the information from our courses is strictly at your own discretion.
Limitation of Liability: Under no circumstances shall Wealth Craft Club, its owners, directors, employees, or affiliates be liable to you or any third party for any indirect, incidental, consequential, special, or exemplary damages (including but not limited to lost profits, trading losses, lost opportunities, or damages arising from your use of or reliance on our content) arising out of or in connection with your use of the Site or our courses. This applies even if we have been advised of the possibility of such damages. Additionally, Wealth Craft Club will not be responsible for any damage to your computer system or loss of data that results from the download of any material through our Site.
In jurisdictions that do not allow the exclusion or limitation of certain damages or warranties, our liability will be limited to the maximum extent permitted by law. If, notwithstanding the above, liability is imposed on Wealth Craft Club for any reason, in no event will our total cumulative liability to you for all claims arising out of or relating to your use of the Site or courses exceed the total amount you have paid to Wealth Craft Club for the specific course or service that is the subject of the claim.
Indemnification: You agree that you will indemnify, defend, and hold harmless Wealth Craft Club and its affiliates from any claims, liabilities, damages, or expenses (including reasonable attorneysā fees) arising out of your breach of these Terms or your misuse of the Site or course content. This means if a third party (or other user) makes a claim against us due to your conduct, content, or breach of this agreement, you will be responsible for those costs.
Assumption of Risk: You acknowledge that engaging in investing or trading activity involves risk. Wealth Craft Club is not responsible for any financial decisions you make based on the courses, and you assume all risk for any outcomes. You also acknowledge that the internet and technology environment is not completely secure and that availability of our Site may occasionally be subject to interruptions beyond our control (for example, internet outages, server downtime, or technical errors). We will not be liable for any delay or failure in performance of the Site or courses due to circumstances beyond our reasonable control, such as acts of God, internet failures, or other force majeure events.
By using our Site and purchasing our courses, you agree to release and discharge Wealth Craft Club from any and all claims or causes of action, known or unknown, arising out of your use of the Site or courses, except to the extent such liability is not lawfully excludable.
Governing Law and Jurisdiction
These Terms and Conditions shall be governed by and construed in accordance with the laws of [Insert Governing Country/State], without regard to its conflict of law principles. This means that the laws of our principal place of business will govern any dispute relating to these Terms or your use of the Site. If you reside in a country with mandatory consumer protection laws, you may have additional rights under those laws.
You agree that any dispute, claim, or controversy arising out of or relating to these Terms or your use of the Wealth Craft Club services shall be resolved exclusively in the courts of [Insert Jurisdiction]. You consent to the personal and subject matter jurisdiction of these courts. We both agree to pursue any litigation solely in that jurisdiction, and to waive any objections to venue or inconvenient forum in those courts. However, Wealth Craft Club retains the right to seek injunctive relief in any jurisdiction as necessary to protect our intellectual property or enforce these Terms.
International Use: Wealth Craft Club operates from its online platform to serve a global audience. We do not represent that the content or Site are appropriate or available for use in all locations. If you choose to access the Site from outside of our base jurisdiction, you do so at your own initiative and are responsible for compliance with any local laws applicable to your use. Note that you may be subject to other national laws regarding consumer rights and online commerce; these Terms are not intended to limit any rights you have under those laws when applicable.
Changes to Terms
Wealth Craft Club may modify or update these Terms from time to time. If we make material changes, we will post the updated Terms on this page and update the "Last Updated" date at the top. In some cases, we may also notify registered users of significant changes via email or through the Site. It is your responsibility to review these Terms periodically for any updates.
Your continued use of the Site or any courses after updated Terms are posted constitutes your acceptance of those changes[9]. If you do not agree with any amendment to the Terms, you must stop using our Site and services. No modification to these Terms by you is valid or enforceable unless expressly agreed to by Wealth Craft Club in a written agreement signed by an authorized representative of our company.
We also reserve the right to modify, suspend, or discontinue any aspect of our courses or the Site at any time (such as updating content, imposing limits on certain features, or shutting down the service), temporarily or permanently. We will not be liable to you or any third party for any such modification or discontinuation of service. If we discontinue a course that you have paid for, we may, at our discretion, offer you a refund or credit for that course.
Contact Information
If you have any questions, concerns, or feedback regarding these Terms or any other aspect of our services, please feel free to contact us:
Wealth Craft Club
Email: contact@wealthcraftclub.com
We value your questions and will do our best to respond in a timely manner. All notices or communications under these Terms should be directed to us via the contact email above. Since we operate exclusively online, email is our primary method of communication for customer support and inquiries.
By using the Wealth Craft Club Site and purchasing our courses, you acknowledge that you have read and understood these Terms and agree to be bound by them. Thank you for choosing Wealth Craft Club for your investing and trading education. We wish you success in your learning journey!
[1] [3] [4] [8] [9] GEM INSTITUTE
https://thegeminstitute.com/terms-and-conditions
[2] AAPC Online Course Terms and Conditions
[5] No Refund Policy Samples & Writing Guide - Termly
https://termly.io/resources/articles/no-refund-policy/
[6] This is an Online Course Agreement Template - Approved...
https://aselfguru.com/online-course-agreement-template/
[7] Terms and condition | Futurity Trading
